Thursday, June 29, 2017

Bank account shock

Today I paid the rest of the house, and got the keys. Thanks to the previous land purchase, which served as a rehearsal, the whole deal went much smoother.
A small booth in the bank was reserved by Mr.T. and although I showed up 15 minutes too early they were all already there... The seller, his agent, my agent, me, a couple of bank people, the ownership registration expert and the reform guy. The reform guy was only there to afterward show me samples for the bathroom floor replacement. When it was his turn, after 1 hour of waiting, he told me it was the shortest purchase he has witnessed. Apparently it usually takes 2-3 hours. Maybe it was because everyone involved was too shy to talk a lot, me being foreigner and all, and only kept to the bare minimum necessary.
During the 1 hour, apart from filling in transaction forms and double checking the figures and signing, we also went through some left over documents that had been mended, things like the "boundary document" (which I didn't know about at all) with pictures to each and every boundary post and maps and measurements in color. Also both me and the seller had to stamp a whole lot of forms and documents which the registration guy would use to transfer ownership. For each paper, the responsible man (either agent or registration guy) would give a brief description of what the paper was, and ask to get a stamp.
All receipts and witnessed docs were also stamped and copied and distributed among those present. All of the originals were given to me. I looked at my bank account book and saw the very very tiny figure left after the transaction.  😢
When it was all over, I thanked them all, got the bag of keys from the seller, got a strong handshake and a big congratulations, and it was time to look at the flooring samples, so the seller and his agent and the bank guys and the registration expert left.
Mr.T. took out a bag with a present in it, handed it to me and thanked me for using his services. I didn't expect a gift but he hinted that the whiskey he got was very tasty and that it had been interesting having me as client. Nice.
So, in a couple of days we will be moving in and start living in the new place. A week later our new sofa and kitchen table will arrive, and also the bathroom reparations will start. It is going to be a very busy week. I only took 1 day off of work though, so I have to make sure to use the time efficiently.

Tuesday, June 27, 2017

Welcome to the jungle

I forgot to take picture... but had I not forgotten, it would have looked pretty much like this blog's title bar picture.
So, it has been quite dry these last weeks and then suddenly it starts pouring down just the day we had planned to visit the plot. Not having expected that, we went there wearing our sneakers and not boots. It was nice and wet, and after 10 or so minutes walking along the borders of the land plots, my trousers and shoes were covered with mud. The bamboo grove looked healthy, not knowing what is to come soon. And the other smaller plot was overgrown with lots of vegetation. Not only weeds. There were berries, mushrooms, bushes and trees of various ages and sizes. Two of the trees are broken in half by strong winds I assume. There were also a couple of palm trees.
So.. what shall I do with them?

After moving in, and settling in, maybe in mid-late July, I will start operation bamboo-cide. cut down as much of the bamboo as I can and put away the good ones and burn the rest. The good ones I can use to make fences etc in my garden. Even if I run out, there are plenty of bamboo in the surrounding forests that I can take. I am sure no one will mind. Then the next step will be to dig out the roots. It is a huge job. And after that, I will be placing root barrier sheets all around the boundary of the plot. I am hoping to run into the neighboring plots' owners while doing so, so that I can introduce myself and clarify the borders with them and then be able to put some fencing down.
I am imagining setting metal posts with rope in between them, and in the flattened, hopefully bamboo-less plot I shall fit in one or two vinyl houses. But it is a long way till that. First things first.

In the smaller mixed vegetation plot I want to grow a food forest. I think it is small enough to be manageable. If I plan it right, and plant nuts and fruit trees now, and complete it with the other layers, in 5-10 years things should be stable. Anyway, it will be a good experiment to learn from at least.
Even there I want to set rope fencing to avoid people walking in thinking this is just some random wilderness. I guess the only people that may be going that way are those who live nearby or farmers who work the land around the forest. If fruit and berries start appearing there I assume not only people but animals will be attracted so I should think up something eventually. But for now rope fence should be OK, just to protect the young trees and bushes. But first I should check closer what is growing there, and get rid of unwanted stuff if they are not contributing with anything...

In summary, my first step will be to study what is going on, clean out the weeds (bamboo included) and set boundaries.

Edit (1,5 years later...) since I have changed the title picture, here is the old one I was referring to in this post. By the way, it is amazing how much I underestimated the time and effort it would take to settle down and also to deal with the forest plots. Haha.
The old title picture...
  

Sunday, June 25, 2017

No (o) fence

This weekend we went to have a look at both the jungle and the house, the jungle to check the plot boundaries first hand, and the house to clarify our reform plans.
Reform related things which we kind of had talked about before included a lot of things for which we got an estimate from the handyman. To do them all would cost about 3,5 million yen, but actually not all of them are necessary.
Included are house cleaning, turning the tatami mats over, fixing a hole in the bathroom door's glass, fixing a small bump in the floor in the bathroom, fixing two 10 cm holes in the walls of two of the bedrooms, changing all of the air-conditioners' hoses and external covers, cleaning the filters of the air-conditioners, installing smoke detectors in all rooms, cleaning the balcony and re-covering its floor with concrete, building a huge long fence around the property to stop the cats form running out, repainting the exterior of the house with thermal protection, and the roof as well, resealing the external walls of the house, and finally since there is a 1,5 meters height difference between the garden plot and the house, building a huge and stable concrete wall between the house and the garden to protect the house from soil spilling over.
We don't really use air-conditioners that heavily, and we just kind of let the previous owner leave his air-conditioners there just in case. I can replace the hoses myself, so I removed all the air-conditioner related items. Also, tatami turning, house cleaning, fixing holes in bedroom walls sound like stuff we can do ourselves so those had to go too.
As for the fence, we had a long talk with the construction guy and went over several different alternatives to solve the issue...
They had already thought how to solve the slope, and also the long and tall fence prone to being tipped over by winds. But there were still gaps here and there that a cat could crawl through. One of them is the carport, as it has no gate, so I have to install a gate. Then there is the short fence between us and the neighbor, which needs to be made taller... Then there is a section of almost 1 meter where I cannot put a fence on as I don't own the separating wall there, so all I can do is to put something there to cover the big hole.
All these is pretty expensive and the end result will not look pretty. Plus I have to ask lots of permission from all neighbors around, all only for the cats. So in the end we decided to just fuck it and not to have a fence.
Instead, now I am toying with the idea to create green fences, such as soft nets between poles and some climbing plant to cover it and make a wall, maybe planting a row of dense bush near the short fence that makes the cat think twice before crossing it. Anyway, I have to think about the possibilities after we move in.
We also said no to balcony cleaning and covering its floor with a new layer of concrete.
The remaining stuff is pretty important and we divided it into 2 packages:
The big package which was estimated to cost about 1,5 million yen is basically cleaning, repainting and resealing the exterior of the house and the roof. I am not sure we are getting the best estimate so I want to check with other companies and pick the best one. The painter said since the biggest damage to the exterior happens in the summer, it would be wise to wait till fall to do the repainting. Plus repainting should be done in a season that is not very rainy so I gathered we still have a couple of months to find the best price.
The small package is the stuff I wanted done right away and that I thought was quite reasonably priced. It includes fixing the bathroom bump and hole in the glass door, installing smoke detectors, and erecting the concrete wall between the house and the garden. It will cost 250000 yen altogether. For that we signed a contract and they should finish within two weeks, give or take.

Sunday, June 11, 2017

This land is your land

Hooray! Finally I have paid the forest plot fully and it is now mine officially.
The agent didn't manage to book a room at the bank so the payment had to be done at the bank lobby. It was quite confusing with 3 parties (me, my agent and the seller who also acted as his own agent) filling in forms and signing simultaneously, with the agent (Let's call him "Mr. T.") running back and forth trying to orchestrate the whole thing wearing his full business suite and bowing constantly to all parties, all the while avoiding to bump into other people who were at the bank.
It was a very hot day, just about lunch time. I was wearing just a T-shirt and was drowning in sweat even though we were inside the air conditioned bank. I guess I was a bit nervous too. But felt real sorry for Mr.T. who must have been extremely hot and uncomfortable.

I had to fill in forms to withdraw 3 amounts, one to pay directly in cash to the land registration dude who also was there, one for the agent's fee to be deposited into their company account, which Mr.T. was filling a form for, and one for the remainder of the land price to be transferred to the seller, which the seller was also filling a deposit form for.
As I don't have my bank account number in my head, to fill in my forms, I used my bank card to look it up. The bank is very anal about how I write my name, and my name on the card is in katakana so I used katakana in the forms to match my card. I also put my secret bank signature (Yes, this is before I got hanko, so I had to come up with a signature to use only for the bank when I opened an account.)

Each of the forms I filled was reviewed by Mr.T. to make sure the amount was correct, and after he reviewed each, he scribbled something just behind the amount which I assumed to be an end mark (To avoid misunderstanding or to avoid someone sticking in an extra number in there and making the amount 10 times higher.). I could not make out what it was to be honest, it looked like the offspring of an eel and a crow. Anyway, when it was all done, Mr.T. took a number and we stood in line for the bank cashier.

After a bit of waiting our number was called and we handed over the nicely filled forms. The cashier asked for my bank book as well as my ID, looked up my account in their database and said "Oh, your name is registered in romaji with us, not katakana. Sorry but can you fill in new forms with the right name?" I got a deja vu feeling as this had happened to me before, only I didn't remember which was the wrong one, katakana or romaji (my card is in katakana, my bank book is in romaji. Stupid.)

Sure thing. The problem was that we somehow decided to fill in new forms right there instead of taking a new number, so everyone else just stood there uncomfortably while I was doing the forms and the cashier was pretending to be busy on her computer. So I started to sweat even more. While I was filling in the first form, I asked the cashier "What should I write just before the amount to mark the beginning of number?" to which she answered "Just put a Yen sign there."

I didn't think more of it, just filled in with romaji name and put the japanese kanji for Yen as end mark. Mr.T. reviewed the amounts one by one, and when I was finished with all 3 forms, we gave them to the cashier.

She started processing them but suddenly stopped, "Oh..... I meant the international Yen sign, not the Yen kanji" she said. "So sorry but can you please fill in new forms again?"
Oh boy... again we went through the filling in process and Mr.T. reviewing my amounts, this time with everything correctly filled in.

After this was finished I told Mr.T. "well, at least this can serve as a rehearsal for the house payment later this month. I won't be doing these mistakes there." and he said, "Yep, plus I have actually booked a room for that, since there will be even more people involved."

I made sure to destroy the wrongly filled forms as they all had my secret bank signature. Not that anyone would ever manage to withdraw any money from my account even with this information. My bank is super strict and it is a good thing.

Sunday, June 4, 2017

Contract

So, various moving companies came and gave me their offers. There were huge difference in their presentations, price and attitude though.
What they all had in common of course is that they all seemed super desperate. Their methods of persuading me varied from giving me gifts, to trying to intimidate me to take a quick decision, to lure me into getting a much lower price if I decide NOW, asking me what other companies had said, asking which other companies I had invited, asking very private and unrelated questions to maybe find a weak spot I guess, and telling me that if I picked other companies my stuff would disappear because other companies apparently steal their clients' things, etc. One company actually got real scary, and their estimate visit turned into a meeting with a very creepy vibe. I had to actually tell them to take it easy.
Anyway, after the day was done and I had gotten all the gifts and endured all their psychological probing, I decided to go with the cheapest one. Incidentally, that company's representative was the only one who had managed to keep a cool and very nice attitude. He was straight forward, actually negotiated the price based on related things, like if I disassemble my IKEA furniture myself, rather than asking them to do so, he would lower his price. Maybe he was calm because he already knew his price was better than the others.
It was 16% cheaper than the company with second lowest price, so at night I called him up and lied that another company (gave the name of the second cheapest company) had offered exactly the same price as his, and after a bit of thinking he gave me his final price which was even lower. Hooray. So now moving company is decided.

On Sunday we went to sign the house contracts. It turned out they had actually printed out and stamped the wrong version (it has been revised many times during the last week) and had to print out the latest proper one, which we went through and stamped and signed. However, the agents stamp was missing on this one, so they would send me the contract after stamping it.
Right in the middle of the contract reading, which took over an hour, we had a small earthquake and everyone stopped and looked up at each other nodding. Poetic.

The seller turned out to be a very nice gentleman in his maybe late 50s. He said he and the wife would move to Tokyo since his kids were now grown up. He explained a bit about the garden and what he had planted there (my favorite was blueberries, yielding several kilos every year), I got to ask a bit about the neighborhood and he also said he would leave all the garden machinery and tools in the tool shed (including a mini-tractor, and an electric grass cutter) because he has no use for them where he is going. He also explained some of the interior issues, such as a small gap above the bathroom door which he had taped to cover.

Anyway, now the contracts are signed, the big prepayment has taken place and we have exactly 4 weeks to moving day. Time to prepare all the junk in between.

Next step is to actually go and buy the forest plots (To pay it in full and receive the official registration papers). For the house, the full payment and paper and key reception is end of the month. My bank account will be extremely empty after that.

Thursday, June 1, 2017

Moving Companies

In an effort to save money on the moving company, I did the huge mistake to use a price comparison portal page. The portal basically takes your info (where you move from, where to, size of the home, if it is on first floor or not, if there are elevators, which day you plan to move etc.) and relays it to different moving companies who will then contact you with an estimate.
Among the mandatory parts in the form was mail address and phone number, which I did fill in. But as I do not want to get random calls at unexpected times, I also filled in the comments to please contact me via mail. The form actually had a field for "preferred method of contact" in which I also checked the little box for mail.
I guess it goes without saying that all day, starting 5 minutes after I pushed the submit button until midnight that day, I kept getting constant calls. These companies must be pretty desperate.
Of course, I ignored all of them, plus noted the phone numbers and basically used it to filter out which moving companies NOT to use, since they apparently could not follow simple instructions and could not respect the customer's needs.
That actually helped thinning out the long list of candidate companies. From the rest who actually used mail (of course not the ones that mailed only after having failed calling me) , we picked 4 to come and visit this weekend. Let's see which one I choose.